The A, B, C & D Parts of Medicare

A.

Medicare Part A is hospital coverage

Part A (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:

  • Inpatient hospital care

  • Inpatient stays in most skilled nursing facilities

  • Hospice and home health services

Call your Social Security Office to verify your eligibility  1 (800) 772-1213 or go to https://www.ssa.gov/

 B.

Part B (also called Original Medicare) is managed by Medicare and provides Medicare benefits and coverage for:

  • Doctor and clinical lab services

  • Outpatient and preventive care

  • Home health care

  • Screenings, surgical fees and supplies

  • Physical and occupational therapy

Call the Social Security Office.  1 (800) 772-1213 or go to https://www.ssa.gov/.  Your Part B premium is based on your income.  

Medicare Part B is medical coverage

 C.

Medicare Part C (also called Medicare Advantage) is a different way of getting Medicare Part A and Part B coverage. Medicare Advantage (MA) Plans combine Part A (hospital insurance) and Part B (medical insurance) together in one plan. They can also be combined with Part D prescription drug coverage creating a Medicare Advantage Prescription Drug (MA-PD) Plan. Generally, these plans are offered as:

Medicare Part C combines both A and B

D.

Medicare Part D Prescription Drug Plan (PDP) can be a stand-alone plan (not joined with other insurance) or it may be combined with a Medicare Advantage Plan, also called a Medicare Advantage Prescription Drug (MA-PD) Plan. Part D plans:

  • Help cover the cost of prescription drugs

  • May help lower prescription drug costs and protect against higher costs in the future

Medicare Part D is Prescription Drug Ccverage

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Medicare Solutions 4 Seniors, a division of The Dungan Group Ltd., Independent Insurance Agents offer no cost  Medicare advice, Medicare Supplements and Medigap policies.  The United States, Copyright 2016. All rights reserved.

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